Expert Opinion

Who you should contact following a car accident: A guide

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Being in a car accident is not something that many of us particularly want to experience, no matter how minor. Whether it was an accident on your part or the fault of another fellow driver, it can often lead to financial implications for repairs and other elements.

You should be aware of some things as a road user, which includes the people you should contact following a car accident. Whether you have recently been in one, or are preparing for the potential possibility in the future, read on for more.

Car Insurance Company

The common misconception here is that you should only contact your car insurance when planning to make a claim, but this is not the case. You should contact your car insurance company as soon as possible following a car accident, whether you were at fault or not, and whether you will make a claim.

You will need to give as many details as possible surrounding the accident. You will, in turn, be informed about what will happen moving forward regarding any repairs that your vehicle may need and what will happen regarding no claim bonuses and other aspects of your policy.

Solicitors

Notably, suppose you or someone in your party received injuries due to a car accident. In that case, you will want to ensure that you can access adequate rehabilitation services, no matter the severity of your injuries.

Once you have sought medical attention for any ailments that you might have, you should then contact a personal injury solicitor, including the likes of Hanahoe & Hanahoe Solicitors, as soon as possible.

Making a note of the injuries received and how they progress while you recover is always advised; this gives you the information you need to give to your solicitor to take your case forward.

Garage

Once you have gone through the previous processes, you are potentially at the point when you would need to address your car’s damage. For minor car accidents, you should contact a local car garage that will be able to fix your vehicle up within a set timeframe of their choosing.

However, if you have unfortunately been in a more severe accident, of which your car has been written off, you are unable to go through this process. Instead, when a vehicle is considered written off, it is withheld by the insurance company, which will instead give you a pay-out as a form of compensation.

If this is the case, then it is probably worth contacting any dealerships or second-hand showrooms in your area to get a replacement vehicle.

More recently, insurers have been given customers the opportunity to purchase the written-off car back from them using the pay-out they have received and then fix it themselves or find someone who will do it at an affordable rate.

We hope that this piece has been insightful and that you have some idea as to what you would do if you are in a car accident in the future.

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